What To Do After a Hurricane Damages Your Home
Hurricanes can certainly be the wrath of the seas; colossal screaming storm clouds whipping heavy winds and rain up and down the eastern seaboard, sometimes causing an unthinkable amount of damage.
Living in the Sea Islands means you’re no stranger to hurricane season and its effects on the residents. However, if you’re a new homeowner or you’ve recently had your house damaged by a hurricane for the first time, you may be at a loss on what to do. So, let’s cover prudent steps after your home suffers hurricane damage.
Be sure to contact Sea Island Residential for a free roof inspection when in doubt. Sea Island Residential is an approved inspector and contractor for the South Carolina Safe Home program, which offers homeowners in hurricane-prone counties up to $5,000 in weather-resistant home upgrades.
Conduct a Visual Safety Check
Following a damaging hurricane, the first step is to be sure your dwelling is safe. Check for obvious structural damage and report downed power lines or suspected gas leaks.
With that in mind, always keep a list of important numbers including utility emergency numbers, your insurance company, as well as family contacts somewhere at home where it’s visible. You should always have these contacts stored on your mobile devices as well.
Finally, it’s very important to keep your electrical circuits turned off, especially if your home or structure has moderate to serious interior flooding.
Contact Your Insurance Company
Assess possible damage and take pictures of the interior and exterior, recording a log of damage before calling your insurance company to file a storm damage claim.
Keep in mind that it may be difficult to reach an insurance representative or claims adjuster right away due to overwhelming demand. Keeping visual photo evidence and logged information may help maximize your homeowner’s claim.
If working with an insurance company makes you frustrated or nervous, you should rely on a reputable and trusted exterior contractor like Sea Island Residential that offers insurance assistance and superior customer satisfaction. Having a trusted exterior contractor to help you through the insurance process takes the pressure off you while nearly guaranteeing maximized storm damage claims.
Clean Up Flooded or Damaged Areas
It can be frustrating seeing roof damage or flooding in your home and having to wait for insurance adjusters to come and assess the damage. You might be able to clean up certain areas only if you have consent from your insurance company authorizing you to do so, and it’s important to document each conversation.
Claims adjusters may instruct home owners to hire a professional cleaning service. Again, always have plenty of photos of damage before cleaning up. According to DisasterSafety.org, always use protective eyewear and gloves when clearing debris from a storm. Try not to wade through standing water due to live electric currents.
If you have a generator, remember to adhere to safety rules in accordance with your type of generator. The American Red Cross has a public website about generator safety.
Tarp Your Roof
Any work performed on your roof will not likely be completed on the same day a storm hits. Depending on the weather after a hurricane and the number of homes damaged, it could take a few days or much longer to get someone working on your damaged roof.
You can also check out our blog about signs of hurricane damage to your roof as a reference while waiting for your adjuster.
In the meantime, you will want to throw a tarp over the damaged area. Rain still may be in the forecast, and an exposed roof leads to all sorts of water damage in your home, so it’s best to clear up any spots you can while you wait for a repair. If you live in a hurricane-prone area, you should try to always keep several large tarps stored in case of emergencies.
Future Hurricane Prevention: SC Safe Home Upgrades
If a hurricane damages your home, the best thing you can do is take steps to prevent future damage from happening. South Carolina Safe Home is a statewide program to retrofit and secure single-family homes against hurricanes. You may be eligible to receive up to $5,000 in grants to help bolster your home's defense from the wreckage of a hurricane.
You must work with a reputable SC Safe Home-approved contractor such as Sea Island Residential to be considered for such grants.
Contact Us for Comprehensive Storm Damage Repair in SC
When you need top-to-bottom storm damage and hurricane repair services, trust Sea Island Residential! We also provide expert installation services of gutter guards as well as windows and doors. Need to replace your siding? Give us a call at 843-593-3049 or get a quote online today!